Use Cases

Governed Execution Across Financial Operations

From regulatory reporting to identity governance and customer onboarding — governed workflows that deliver speed, control, and compliance.

Finance · Regulatory Compliance

Regulatory Reporting Automation

Regulatory reporting requires data aggregation across core banking, SAP finance, risk engines, and reporting systems. Manual reconciliation, late validations, and inconsistent data create delays, rework, and audit exposure. BCS orchestrates end-to-end reporting workflows, ensuring data is validated, reconciled, and submitted with full traceability and control.

50% faster
Report preparation cycle time
30% fewer
Reporting exceptions and rework
100%
Audit traceability across reporting workflows
Core Banking Transaction data DATA SOURCE Finance ERP GL · AP · AR DATA SOURCE Risk Engine Risk data DATA SOURCE BCS REPORTING ORCHESTRATOR Aggregate · Validate · Reconcile Automated data consolidation with validation rules Validated Report Consistent · Accurate READY FOR SUBMISSION Audit Trail Complete · Traceable REGULATORY EVIDENCE Regulatory Reporting Automated 60–80% less manual effort · Improved accuracy · Timely submissions Full audit trail · Consistent across all regulatory frameworks

Security · Identity Governance

Identity and Access Governance

Access across core banking, SAP, and trading systems is often provisioned and reviewed through manual processes. This leads to SoD conflicts, excessive privileges, and audit findings. BCS enforces continuous identity governance, ensuring access decisions are policy-driven, monitored, and certified across all financial systems.

70% fewer
SoD conflicts across financial systems
40% lower
Audit findings related to access
Real-time
Visibility into privileged access activity
Access Request User · System INCOMING REQUEST BCS ANUGAL Identity Governance Engine SoD · Certification · Privileged Access CONTINUOUS ENFORCEMENT SoD Check Conflict detect Auto-remediate AUTOMATED Access Cert Role review Approval workflow CONTINUOUS Privileged Access PAM controls MANAGED Audit Log All decisions Immutable records RECORDED Access Decision: Approved ✓ All checks passed · Role verified · SoD clear Audit evidence generated · Access granted within policy Access Provisioned System roles updated Compliance Recorded Audit trail complete

Customer Ops · KYC Compliance

Customer Onboarding and KYC Automation

Customer onboarding requires coordination across KYC, AML, credit checks, and document verification systems. Disconnected workflows increase onboarding time and operational cost. BCS orchestrates onboarding journeys, enabling parallel processing, automated validation, and consistent compliance across all customer touchpoints.

30% faster
Customer onboarding cycle time
40% less
Manual verification effort
20% higher
Onboarding conversion rates
Onboarding Request New customer · Account · Loan application KYC Risk Level? REJECT STANDARD ENHANCED DD Rejected Notified · Logged COMPLIANCE HOLD KYC Approved Verified · Onboarded CUSTOMER ACTIVE Enhanced DD Review · Escalate UNDER REVIEW Customer Onboarding Governed 30–50% faster onboarding · KYC/AML compliant · Consistent experience Automated routing · Exception handling · Full compliance audit trail

Data Governance · Operations

Financial Data Validation and Control

Financial reporting, risk evaluation, and compliance depend on consistent and validated data across systems. Data inconsistencies lead to reconciliation effort, reporting errors, and regulatory risk. BCS ensures continuous validation and alignment of financial, transactional, and customer data across the enterprise.

40% less
Data reconciliation effort
30% fewer
Data-related reporting errors
Faster
Data availability for reporting and decisions
Transaction Inconsistent data UNVALIDATED Customer Duplicate records UNVALIDATED Risk Data Cross-system gaps UNVALIDATED BCS DEKORVAI Validate · Reconcile · Govern Continuous quality enforcement across all data sources Clean Transactions Validated · Consistent TRUSTED Master Customer Deduplicated · Verified GOVERNED Risk Data Reconciled · Complete ACCURATE Financial Data Quality Governed Consistent data · Reduced reconciliation · Reliable reporting Data lineage tracked · Quality scores maintained · Audit-ready

Security · Fraud Management

Fraud Detection and Response

Transaction fraud and cybersecurity threats are detected reactively, slowing response and increasing exposure. BCS coordinates fraud detection signals across transaction monitoring, behavioural analytics, and security platforms — enabling faster detection, automated routing, and governed incident response with full traceability.

Faster
Fraud detection and response time
Reduced
False positives impacting customers
Complete
Incident audit trail for investigations
Transaction Stream All channels · Real-time monitoring BCS FRAUD DETECTION ENGINE Anomaly Scoring & Risk Classification Behavioural analytics · Pattern matching · Velocity checks Risk Level? LOW RISK HIGH RISK MEDIUM Auto-Cleared Approved · Logged NO FRICTION Blocked Frozen · Investigated CASE OPENED Escalated Analyst review UNDER REVIEW Fraud Response Governed and Traceable Faster detection · Risk-based routing · Full incident audit trail